I have a lot of experience with others that are well off.
It all depends on who they are and how they choose to live their life by giving to others and lifting others up.
What I have learned over the years - that no one (money) or not that doesn't have disfunction at times or worries. - their is no one without worries, hurt, responsibilities, loneliness, stress, worrying about what someone else will think, are vulnerable: but like anyone are just trying to the best they can. There is good and bad with money or not. It seems to me that those who are grateful and work to help others as well as being supports for their family are the happiest of all.
The only difference is they can spend money (which I would love to have a cottage on the lake - their or any version lol, and be able to go to europe etc. u - But their lives are not any happier or more successful because they have money or less happy because they have money. Not at all.
Money does help with worry about having a house (but a home is more than a house)- I would love to be able not to worry about what I do and what I spend. I worry about my girls future as I don't have the finances to help them like someone with money does. I can't fix my home like others do etc. but that is the only thing that money does. It doesn't make someone happier or better and it doesn't make them poorer in spirit as a human being. It's all about the quality one brings to their own life and others. ( not saying I wouldn't want to win the lottery
)