Postby blessedw2 » Tue Apr 07, 2015 12:56 pm
For me: I have to plan ahead before the holidays for savings as last year surprised us in many ways.
Also I am going to start making lists of family member ideas - I need to put my listening ears on.
Planning also requires me to look at what worked for us and what didn't and what expenses will be coming up in November and December.
1. We always go to a play $$$
2. We have always gone to an expensive restaurant... can't happen this year.
3. I tend to do impulse shopping for stockings. I can buy things (usually just give them their needed things.. deodorant, razors, gift cards to undergarment shop etc. I can put money aside for certain things and buy things throughout the year.
Savings account. I will get that tomorrow.
4. I love to make homemade things... plan and work ahead
5. continue on dear Harriets focus and declutter and home repair way before the holidays.
6. I really have to look at expenses.. presents, tips etc. and have a binder in place. saving for tips each month will help manage my spending.
SAVINGS PLAN: FIRST DAY OF PAY DAY. Even if it is only $25.00 that is $25.00 that I wouldn't have put away ahead.
It is already April... I missed 4 months of not saving but that's okay.
it is always a joy to be here with you!