----------------------------------------------------------------------------------------------hi nancy! good for you getting back on track! YOu are doing great!!! keep up the great work!
My home isn't on track at all, but I spent the last 4 days getting my money report done. a must.
but it has also helped me on the home front.
now in my card file I have separate cards that have my spending
ie: comed I have jan, feb etc. for 2008 (dh likes this as he sees how much our home expenses are).
my biggest problem has always been useless spending on credit cards. my fault only.
I have been paying off monthly but still had 2,000.00 from before january I can't seem to get to, so I went back and found that I spend too much unthinkingly on fast food and restaurants because I don't make a consistent dinner. (also realized we were using restaurants as family fun time... a little distorted, fun means doing stuff together not necessarily around food). so now my payments, finance charge and charges are on a card.
these money cards broken down: doctor and meds me, groceries, car, gas, insurance individualized etc. and of course dd13 as dd19 pays her own way on cloths, etc.
this will I am sure it will keep me on top of my things.
sounds silly but I have been putting my checking on index cards for years. 7300 - 7309 on one card
and check it off after balancing. for me it works as I have always been messy with a register and have lost them over and over again.
I am desperate to get back to my dailies Nancy. My card file is screaming at me to pick it up after this week and get to basics only. I have chaos : can't have anyone over syndrome.
my weekly hopeful plan this week is exercise after dropping dd13 at school, and continue job hunting.
sunday: beauty: dye my hair, check appointments and phone calls I need to make for the week, laundry
bathrooms all of us.
make menu plan for week (a must)
monday: heart doctor stress test. dd13 dentist after school,
tuesday: Laundry day and put away, find donations
wednesday: errand day, donation day
thursday garden day cut grass day
friday: floor day
saturday: family fun
sunday: grandmas house to work. church
important: talk to dh regarding Christmas. I mentioned to him yesterday about presents and he said that we had lots of time. I get my Christmas shopping done by beginning of November except for name picks (4 gifts). I would rather get almost all the major things done by end of September, I meant october . I find then I have time to do something good for others and have fun with dkids.
well best get back on track but after my coffee