I love the idea of saving for Christmas - right now I have to save for dd olders graduation and now we have a car payment. But I do have to face the reality that Christmas costs so much. My spending calendar is working much better than keeping the receipts (I need to see what I am doing than having it put away)
breaking down my day: no cards even though I need to focus
I am still on the list as I am doing things that take me out of the card box.
9 to 10 am the exercise
10:00 to 10:30 self care
paper work done
next shower and do 2 errands
next get changed and caulk and tape