It really is a whole job in itself d harmony!!!
it's really hard sometimes especially when the money coming in is less or breaks even with what's going out. I am so so sorry your dh had his wallet stolen!!! that reminds me I need to take copies of my, dh's and dd's licenses, as well as other important info and file it...Having a copy makes the process of getting a license, cards etc. easier.
This month already has been a disaster for my charge card. Today the dog was 476.00 and dd younger's dentist was almost $400.00, my 2011 ford escape went bonkers when dd younger was driving to work. I was going to give this car to dd younger as we thought we knew it was good enough and I was going to get a Subaru (I heard good things about it) . I would love (love) my mom's Lexus but I can't afford that.
I promised my self not to put things on my charge card that I couldn't pay off right away but I didn't have a choice on this. So next month my money will be 1000.00 short so I can pay my visa. Ridiculous. And it's only May 6! I lost my debit card and had to get a new one. Next month I will be alson down on my pay day from now on - I put an automatic withdrawal for retirement fund in place starting June 1... what was I thinking. I know it is for the best but still. To be super super tight in summer is a bummer.
dh ruined my surprise... yes a very nosey man... I started my savings account for Christmas and for taxes and he opened up my mail.. he never opens my mail but this is the bank he usually deals with and he wanted to know why my name was on his account... nosey Mr. Cravitz (remember mrs. Cravitz from Bewitched - that is my dh. I love the man but nosey nosey nosey.)
Harmony so lovely working with you.