it is wednesday January 10th
I have gotten carried away with other things and have not focused on money... a big mistake as it is very easy to get carried away with spending on the charge card.
Wednesday:
einsteins: 6 bagels and cream cheese (want) I had cream cheese at home
dd wanted to go to starbucks and I did (and I bought myself something... not necessary)
10: thursday... I went crazy today: I went emotional shopping... I normally don't do that. I went to the local cooking store with I wan't that and I am going to have it thinking. wow $252 later. so I have it in the car and I will have to bring it back... so embarrassing
also have to pay for dd olders college for this semester which I thought she still had enough money in her college fund... she has money to start off her life while searching for a job. but wow now we have to come up with a lot of money I had planned to save before January 20th
ddwanted starbucks yesterday and I said sure and ended up buying myself some too.
right now feeling that every time I try to save I get hit with a really big bill. (everyone has this so I can't dwell on it too long - I can just keep improving the way I spend money)
11: my daily budget plan for today: dd older has a dentist appointment ($300)
no coffee out, lunch and dinner at home (very frustrated - my cut up day and driving (especially not prepping the food early in the day) dinner was ate out.
by time done 80.00 I was going to send them by themselves but they wanted me to come with which was sweet.
grocery store 95.00 charge
think before I act in spending.
figure out my money spent for this month.
Pay the painter 370.00 today (planned for)
The brat in me wants magical vacations again, magical graduation party for dd older (so tempering it so I can afford it)
Identifying wants: I want to put the beams in the ceiling in the family room (it is a want not a need and will cost)
affordable want: put trim up in dd olders bedroom
need: paint the family room... needs it