I have FINALLY settled all the financial woes. Altogether I was able to get over $66 back - $15 fee for sending the check back, $31 NSF fee, plus I was able to convince Gas Company they owed us $22 credit for gas I paid for and didn't receive last fall.
I put up the Christmas Decorations this morning and did up the dishes. Now I have two loads of laundry to fold and put away. When DH comes home I will have groceries to put away but that will be all for today. I've had enough stress this week - I need (deserve) a down day.
Later this afternoon I'm going to play around making up a folder for the contractor for the kitchen remodel. More or less a sample book to give him what I want so I can get an more accurate estimate.