Basic Weekly budget

[blessedw2]

budget any that u pay attention to lol ?
do u balance ur checkbook?
do u know what u spend each day?
do you have stamps and desk area?
do you file your receipts etc. ?

[blessedw2]

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[blessedw2]

May 2014 is done... overwhelming!!! eye opening, depressing, enlightening, frustrating - I had a basic budget... went over by a lot, my budget especially in the food department. May was a very long month for finances. 1/2 year taxes got paid - no holiday money was saved - no buffer was saved because we used our buffer.

[blessedw2]

JUNE done and recorded

[blessedw2]

All choices have good or bad consequences - Make wiser decisions

[BookSaver]

Good job, Blessedw2! You are making progress on this goal.

[blessedw2]

thank you Book! I am really working hard on this and your words of encouragement are a Godsend. Thank you (it is not natural for me to be consistent )

[blessedw2]

I wanted to see how I would do without listing things etc.

1. I ended up not knowing what was in my checking
2. I have no idea what I spent and it gave me a sense of chaos which I don't care for
3. I had no goals and thus no savings or budget and spent money I didn't have


Goal for sept. get back on track daily

[blessedw2]

September - some habits die hard... but I find I am making advances in saying no. - done!

[blessedw2]

Oct: basic budget in place
paid my visa, dd youngers visa and am back to keeping my checking account balance - it is too easy to throw a receipt from debit card transactions into my purse rather than automatically subtracting the $ amount from my checking account but I found that I didn't like the chaos of not being aware exactly was in my account.

pluses: I no longer carry a credit card with me as I have been living on my cash I have for the month.

October 4.. impulse problem again reared its not so pretty head. I went to the hallmark store and found a couple ornaments and a halloween item that cost 39.00 (not planned) (my plan was to get dd younger and her roommate a couple things for a care package)

also instead of baking ahead of time for football outing I bought things at fancy le pastry shop ala expensive

Oct 7 (for 5/6)
Paid for cleaners, shipping place, dinner, starbucks,
had to pay for new dryer - not happy about that
today: starbucks, hardware store (60$ geesh), dh filled 4 wheel gussler that I have been driving (so it had to go on my debit card - not sure what the dollar amount is yet. )

Oct 9: ate out with dkids at cheese cake factory... $90
Oct 9: paid for dd youngers taxi to the airport (from school) $90 wow
Oct 9: paid $200 - dd older is working on classes and is working off that amount at our house (things that I can't do)

Oct 10: $10 tip for men that moved the new dryer in and the old dryer out
Oct 10: bought both girls jackets, pants, (2 places), plus part of a costume for Halloween
Oct 11: out to dinner with girls
Oct. 11: starbucks
Oct 11 borrowed money to dd younger to buy cloths... she will pay me tomorrow (paid back all but a small amount because I offered to leave off a little bit)
Oct 12 starbucks
Oct 12 buying pumpkins for everyone $57
Oct 12 gave dd younger money so she would have cash at school
Oct. 13 Starbucks
Oct 13 grocery store $83
Oct play tickets... why I do this when I don't have money I never will know (Christmas plays) - I think it is me trying to always reach that 10 christmas
Oct. 13 car repairs 870.00 charged
Oct 13 cleaners $47
Oct. 14 cat food etc. 11.60 charged
Oct 15 is bill reality day
moving garage sale to next Saturday as we have more stuff than we thought.
Oct 15 starbucks 4.78
Oct 15 Foodstuffs $60 pre made food.... very $ not worth it.. I need to cook again even if it is just for me
wow a whole 10 days went by and I didn't list anything - this is how I get in trouble
Oct 25 starbucks - stressed w news about dd youngers health -
Oct 26 $$$$ to the firm that is putting in my drain tile
Oct 27 $$$$$ for the construction company fixing my bathroom (deposit)
Oct 27 $$$ tile for bathroom, starbuck's $5

my money has not been put in my savings account yet and I have tons of people to pay to get necessary work done..ceiling is leaking in kitchen and the ceiling needs venting.

what I keep doing.. wanting to Spoil myself - mmm I have to watch that