Happy Monday. It is a top down day 72 and sunny! It is also my day off. I have a chiro and eye exam today. Need to pay bills and do paperwork. Want to do laundry, have about 3 loads of clothes. Sheets and towels need to happen by Friday as well.
Tonight I have Daughters of the King, this is a woman's religious group that focuses on prayer and service. I became President in January. Immediately following that group we have a meeting with the leader of a group called Trinity Haven. They are an organization in our capital city an hour North where they provide housing and support for homeless LGBTQ+ Youth. They are looking to pair with liberal accepting churches in our college town to adopt college students whose parent disowned them when they came out and provide a home base for holidays and summers when not in dorms. We have a gay son who is launched. Right now my youngest 2 still living at home but they are getting ready to launch. So we can't house this summer but we are going to learn to be ambassadors and help approach other liberal faith groups.
I don think I have posted since last Monday, the days get away from me. It gets so busy. Saturday and Sunday for example we got up at 7, left at 8 for 1hr plus drive to a church near north of capital city for a Ukranian Easter Egg making workshop. It was quite fun, 9 to noon, then we went to Costco and this huge international grocery we discovered. Got home at 4 to put stuff away and then left again at 4:45 to run to grocery for prescription and non cold foods and I had to pick up things at Dollar tree for Sunday Schhol, then went to a retirement event at local distillery and then to the Opera. Got home at 11 pm but with time change effectively midnight. Had to be up and out of house Sunday so I could play bells at church for 2 services as well as lead children's chapel, teach Sunday School we are doing 4 weeks of Stations of the Cross sculpture. Then helped hubby clean up from coffee, we are the coffee ministers for last 8 years. He had visited too much and had forgotten to turn on our industrial dishwasher. So while it heated we ran down the street to Indian buffet. Came back and finished then I helped put bells away at end of 2nd service. We ran home and I was in a 2.5 hour Education for Ministry study. I was pretty wiped socially at this point. Cuddled with hubby for an hour nap and then got up and watched the last 2 episodes of Bridgerton while I did my pill boxes for 5 weeks. I take a lot of supplements about 20 pills. Threw in a pot of soup in instantpot that we got at Costco (wish we got more it is delicious) and took dog for a 40 minute walk, came home to eat and went to bed. I felt rung out. The 2 shows helped a lot.
Hope you all have been well. I feel that missing hour from time change. I don't know I have much time to catch up, maybe while waiting at appointments.
Up now:
shower
sort laundry and start
Take my zepbound shot, I am 10 hours late forgot last night.
Make a bagel for breakfast with some juice., thaw out lamb burger fo me to make 4 burgers for lunches this week.
Gather all mail
and sort and set up bills to be paid on Friday which is payday
Make burgers and take one.
Chiro at 11:30
Shop for some things before eye exam, trying to make a short dog run for dog.
Eye exam at 2:30
Order new glasses from Pair
Head to church at 4:45
Hope one of the boys makes dinner for 8:30. I will need to ask them to.
That's my day, flipping laundry throughout and hubby and I will fold together before bed.
Lucylee thanks for explaining your retirement decisions. My hubby and Joel our account executive are responsible for our investments. We did both save a ton back since we were 16. Pension is about same as one paycheck net and I expect SS will be a bit more than 1 net. Not as much gross but mostly because we took out so much. I hope we won't notice difference too much. Currently I make 12 hours pay for week and the 2 together equal that 2nd net check.. so other than for my car we haven't withdrawn from retirement. Though I have made less money since retirement, the money I use from net checks have been the same, now however nothing is going into investment. We belong to a Timeshare which we view as our vacation home that travels with, it is our second mortgage. While we could pay it off, the tax of taking it out and the fact we average 10 to 14% a year in investments and the loan for house is 2% and second is 5.5% it doesn't make sense, but we should be paid off end of 2027 for both. We pay extra on both. We dont owe on cars. Dh will get a newer car probably when he reiters , mine is a 2021, his is a 2014 but it got a new engine from a recall 5 years ago. Traveling is how we want to retire so the Timeshare which is points based makes sense. It is like prepayng for vacations as we know we will never be able to sell it back for much. But if you think about buying a second house on a lake, it would cost at least twice what we spent plus you have utilities, upkeep, property taxes and insurance each year and you only ever get to see one place. Our sons use points as well. You do have to be flexible but is is how we travel to England each summer for Canal boat and about 10 other places since purchasing. Transportation costs still are part of our expenses but we get condos with kitchen and cook there mostly. The 3 boys will share it once we are gone or we can just relinquished or try to sell on resale if they don't but they do.
Just for fun. 
